IFSC Code of State Bank Of India, Annai, Varanasi, Uttar Pradesh — SBIN0005472

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Annai branch in Jyotiba Phoole Nagar, Varanasi, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Jyotiba Phoole Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0005472. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Annai, Jyotiba Phoole Nagar

Here are the main details that are associated with the IFSC Code SBIN0005472 of State Bank Of India for its branch located in Jyotiba Phoole Nagar, within the district of Varanasi in the state of Uttar Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Jyotiba Phoole Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0005472 for the Annai branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Annai, Jyotiba Phoole Nagar, Uttar Pradesh, are allotted a unique IFSC like SBIN0005472 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Jyotiba Phoole Nagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Jyotiba Phoole Nagar and Varanasi.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Annai reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code SBIN0005472

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Annai in Jyotiba Phoole Nagar.

For example, the IFSC Code SBIN0005472 of State Bank Of India for the Annai branch has these elements, identifying the bank and the branch location in Jyotiba Phoole Nagar and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0005472 of State Bank Of India for its Annai branch located in Jyotiba Phoole Nagar, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Jyotiba Phoole Nagar and Varanasi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Annai or Jyotiba Phoole Nagar to get the exact IFSC Code SBIN0005472.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Jyotiba Phoole Nagar that will provide accurate information.

How to Use IFSC Code SBIN0005472 for Online Transfers?

If you have the IFSC Code SBIN0005472 for the Annai branch of State Bank Of India in Jyotiba Phoole Nagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0005472. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0005472.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Annai in Jyotiba Phoole Nagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Annai, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jyotiba Phoole Nagar to handle online money transfers and get their cheques cleared smoothly.