IFSC Code of State Bank Of India, Azad Chowk Junagarh, Junagarh, Gujarat — SBIN0061501

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Azad Chowk Junagarh branch in Junagarh, Junagarh, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Junagarh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SBIN0061501. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Azad Chowk Junagarh, Junagarh

Below in the table are the key details related to IFSC Code SBIN0061501 of State Bank Of India for its branch located in Junagarh, within the district of Junagarh in the state of Gujarat.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Junagarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0061501 for the Azad Chowk Junagarh branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0061501 is given to every bank branch, including State Bank Of India located in Azad Chowk Junagarh, Junagarh, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Junagarh.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Junagarh and Junagarh.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Azad Chowk Junagarh doesn't end up at another location.

Format of the IFSC Code SBIN0061501

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Azad Chowk Junagarh in Junagarh.

For example, the IFSC Code SBIN0061501 of State Bank Of India for the Azad Chowk Junagarh branch includes these elements, identifying the bank and the branch location in Junagarh and Gujarat correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0061501 of State Bank Of India for its Azad Chowk Junagarh branch located in Junagarh, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Junagarh and Junagarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Azad Chowk Junagarh or Junagarh to get the exact IFSC Code SBIN0061501.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Junagarh that will provide accurate information.

How to Use IFSC Code SBIN0061501 for Online Transfers?

Once you have the IFSC Code SBIN0061501 for the Azad Chowk Junagarh branch of State Bank Of India in Junagarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0061501. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0061501.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Azad Chowk Junagarh in Junagarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Azad Chowk Junagarh, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Junagarh to handle online money transfers and get their cheques cleared smoothly.