Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Khirasara ,Ghed branch in Junagadh, Khirsara, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Junagadh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SBIN0060184. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Khirasara ,Ghed, Junagadh

Here are the main details that are associated with the IFSC Code SBIN0060184 of State Bank Of India for its branch located in Junagadh, within the district of Khirsara in the state of Gujarat.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0060184
Branch Khirasara ,Ghed
City Junagadh
District Khirsara
State Gujarat
Address Bazar Road,Khirsaraghed 362224 Taluko Keshod Dist Junagadh

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Junagadh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0060184 for the Khirasara ,Ghed branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Khirasara ,Ghed, Junagadh, Gujarat, are allotted a unique IFSC like SBIN0060184 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Junagadh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Junagadh and Khirsara.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Khirasara ,Ghed reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code SBIN0060184

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khirasara ,Ghed in Junagadh.

For example, the IFSC Code SBIN0060184 of State Bank Of India for the Khirasara ,Ghed branch includes these elements, identifying the bank and the branch location in Junagadh and Gujarat correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0060184 of State Bank Of India for its Khirasara ,Ghed branch located in Junagadh, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Junagadh and Khirsara, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Khirasara ,Ghed or Junagadh to get the exact IFSC Code SBIN0060184.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Junagadh, you'll get the correct details.

How to Use IFSC Code SBIN0060184 for Online Transfers?

If you have the IFSC Code SBIN0060184 for the Khirasara ,Ghed branch of State Bank Of India in Junagadh, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0060184. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0060184.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Khirasara ,Ghed in Junagadh, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Khirasara ,Ghed, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Junagadh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Khirasara ,Ghed Junagadh?

The IFSC Code of the Khirasara ,Ghed Junagadh branch is SBIN0060184.

Is IFSC Code SBIN0060184 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Khirasara ,Ghed branch?

The branch is located at Bazar Road,Khirsaraghed 362224 Taluko Keshod Dist Junagadh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.