For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Dhodar Ali (Mariani) branch in Jorhat, Mariani, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Jorhat or anywhere in Assam can transfer funds instantly by using the correct IFSC Code SBIN0007427. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Dhodar Ali (Mariani), Jorhat

Here are the main details that are associated with the IFSC Code SBIN0007427 of State Bank Of India for its branch located in Jorhat, within the district of Mariani in the state of Assam.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0007427
Branch Dhodar Ali (Mariani)
City Jorhat
District Mariani
State Assam
Address Distjorhat Assam 785634

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Jorhat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0007427 for the Dhodar Ali (Mariani) branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Dhodar Ali (Mariani), Jorhat, Assam, is provided with a unique IFSC like SBIN0007427 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Jorhat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jorhat and Mariani.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Dhodar Ali (Mariani) do not get mixed with another location.

Format of the IFSC Code SBIN0007427

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dhodar Ali (Mariani) in Jorhat.

For example, the IFSC Code SBIN0007427 of State Bank Of India for the Dhodar Ali (Mariani) branch has these elements, identifying the bank and the branch location in Jorhat and Assam correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0007427 of State Bank Of India for its Dhodar Ali (Mariani) branch located in Jorhat, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Jorhat and Mariani, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Dhodar Ali (Mariani) or Jorhat to get the exact IFSC Code SBIN0007427.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Jorhat that will provide accurate information.

How to Use IFSC Code SBIN0007427 for Online Transfers?

Once you have the IFSC Code SBIN0007427 for the Dhodar Ali (Mariani) branch of State Bank Of India in Jorhat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0007427. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0007427.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Dhodar Ali (Mariani) in Jorhat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Dhodar Ali (Mariani), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jorhat to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Dhodar Ali (Mariani), Jorhat?

The IFSC Code is SBIN0007427.

Is the IFSC Code SBIN0007427 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Dhodar Ali (Mariani)?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dhodar Ali (Mariani) branch?

The address of the branch is Distjorhat Assam 785634 located in Jorhat, Mariani, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.