There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Army Cantt Area, Jodhpur branch in Jodhpur, Rajasthan, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Jodhpur or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code SBIN0003409. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Army Cantt Area, Jodhpur, Jodhpur

Here are the key points that are associated with the IFSC Code SBIN0003409 of State Bank Of India for its branch located in Jodhpur, within the district of Rajasthan in the state of Rajasthan.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0003409
Branch Army Cantt Area, Jodhpur
City Jodhpur
District Rajasthan
State Rajasthan
Address Near Stn Hqr. Army Areadist Jodhpur,Rajasthan 342010

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Jodhpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0003409 for the Army Cantt Area, Jodhpur branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Army Cantt Area, Jodhpur, Jodhpur, Rajasthan, are given a unique IFSC like SBIN0003409 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jodhpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Jodhpur and Rajasthan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Army Cantt Area, Jodhpur goes to the correct branch. This is important because State Bank Of India has thousands of branches in Rajasthan and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0003409

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Army Cantt Area, Jodhpur in Jodhpur.

For example, the IFSC Code SBIN0003409 of State Bank Of India for the Army Cantt Area, Jodhpur branch includes these elements, identifying the bank and the branch location in Jodhpur and Rajasthan accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0003409 of State Bank Of India for its Army Cantt Area, Jodhpur branch located in Jodhpur, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Jodhpur and Rajasthan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Army Cantt Area, Jodhpur or Jodhpur to find the exact IFSC Code SBIN0003409.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Jodhpur will provide accurate information.

How to Use IFSC Code SBIN0003409 for Online Transfers?

Once you have the IFSC Code SBIN0003409 for the Army Cantt Area, Jodhpur branch of State Bank Of India in Jodhpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0003409. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0003409.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Army Cantt Area, Jodhpur in Jodhpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Army Cantt Area, Jodhpur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jodhpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Army Cantt Area, Jodhpur, Jodhpur?

The IFSC Code is SBIN0003409.

Is the IFSC Code SBIN0003409 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Army Cantt Area, Jodhpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Army Cantt Area, Jodhpur branch?

The address of the branch is Near Stn Hqr. Army Areadist Jodhpur,Rajasthan 342010 located in Jodhpur, Rajasthan, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.