There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Loharu Road, Pilani branch in Jhunjhunu, Pilani, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Jhunjhunu or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code SBIN0032078. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Loharu Road, Pilani, Jhunjhunu

Below in the table are the key details related to IFSC Code SBIN0032078 of State Bank Of India for its branch located in Jhunjhunu, within the district of Pilani in the state of Rajasthan.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0032078
Branch Loharu Road, Pilani
City Jhunjhunu
District Pilani
State Rajasthan
Address Loharu Road,Near Police Station Pilani Distt Jhunjhunu Pin 333001

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Jhunjhunu for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0032078 for the Loharu Road, Pilani branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Loharu Road, Pilani, Jhunjhunu, Rajasthan, is provided with a unique IFSC like SBIN0032078 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Jhunjhunu.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jhunjhunu and Pilani.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Loharu Road, Pilani do not get mixed with another location.

Format of the IFSC Code SBIN0032078

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Loharu Road, Pilani in Jhunjhunu.

For example, the IFSC Code SBIN0032078 of State Bank Of India for the Loharu Road, Pilani branch includes these elements, identifying the bank and the branch location in Jhunjhunu and Rajasthan accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0032078 of State Bank Of India for its Loharu Road, Pilani branch located in Jhunjhunu, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Jhunjhunu and Pilani, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Loharu Road, Pilani or Jhunjhunu to get the exact IFSC Code SBIN0032078.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Jhunjhunu, you'll get the correct details.

How to Use IFSC Code SBIN0032078 for Online Transfers?

If you have the IFSC Code SBIN0032078 for the Loharu Road, Pilani branch of State Bank Of India in Jhunjhunu, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0032078. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0032078.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Loharu Road, Pilani in Jhunjhunu, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Loharu Road, Pilani, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jhunjhunu manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Loharu Road, Pilani, Jhunjhunu?

The IFSC Code is SBIN0032078.

Is the IFSC Code SBIN0032078 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Loharu Road, Pilani?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Loharu Road, Pilani branch?

The address of the branch is Loharu Road,Near Police Station Pilani Distt Jhunjhunu Pin 333001 located in Jhunjhunu, Pilani, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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