There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Chanana branch in Jhunjhunu, Jhunjhunu, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Jhunjhunu or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code SBIN0032472. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Chanana, Jhunjhunu

Here are the key points that are associated with the IFSC Code SBIN0032472 of State Bank Of India for its branch located in Jhunjhunu, within the district of Jhunjhunu in the state of Rajasthan.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0032472
Branch Chanana
City Jhunjhunu
District Jhunjhunu
State Rajasthan
Address Main Market,Vpo Chanana,Tehsil Chirawa,Distt Jhunjhunu Pin 333026

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Jhunjhunu for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0032472 for the Chanana branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0032472 is given to every bank branch, including State Bank Of India located in Chanana, Jhunjhunu, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Jhunjhunu.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jhunjhunu and Jhunjhunu.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Chanana doesn't end up at another location.

Format of the IFSC Code SBIN0032472

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chanana in Jhunjhunu.

For example, the IFSC Code SBIN0032472 of State Bank Of India for the Chanana branch includes these elements, identifying the bank and the branch location in Jhunjhunu and Rajasthan accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0032472 of State Bank Of India for its Chanana branch located in Jhunjhunu, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Jhunjhunu and Jhunjhunu, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Chanana or Jhunjhunu to get the exact IFSC Code SBIN0032472.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Jhunjhunu, you'll get the correct details.

How to Use IFSC Code SBIN0032472 for Online Transfers?

Once you have the IFSC Code SBIN0032472 for the Chanana branch of State Bank Of India in Jhunjhunu, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0032472. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0032472.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Chanana in Jhunjhunu, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Chanana, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jhunjhunu manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Chanana, Jhunjhunu?

The IFSC Code is SBIN0032472.

Is the IFSC Code SBIN0032472 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Chanana?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chanana branch?

The address of the branch is Main Market,Vpo Chanana,Tehsil Chirawa,Distt Jhunjhunu Pin 333026 located in Jhunjhunu, Jhunjhunu, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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