There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Mini Racpc, Hazaribag branch in Jharkhand, Hazaribag, Jharkhand, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Jharkhand or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code SBIN0064477. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Mini Racpc, Hazaribag, Jharkhand
Here are some of the key details that come with the IFSC Code SBIN0064477 of State Bank Of India for its branch located in Jharkhand, within the district of Hazaribag in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0064477 |
| Branch | Mini Racpc, Hazaribag |
| City | Jharkhand |
| District | Hazaribag |
| State | Jharkhand |
| Address | Racpc Hazaribag,State Bank Of India,Region-3,Sbi Main Branch Building,3Rd Floor,Ravindra Path,Hazaribag,Jharkhand,Pin - 825301 |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Jharkhand for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064477 for the Mini Racpc, Hazaribag branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Mini Racpc, Hazaribag, Jharkhand, Jharkhand, is provided with a unique IFSC like SBIN0064477 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Jharkhand.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jharkhand and Hazaribag.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Mini Racpc, Hazaribag do not get mixed with another location.
Format of the IFSC Code SBIN0064477
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mini Racpc, Hazaribag in Jharkhand.
For example, the IFSC Code SBIN0064477 of State Bank Of India for the Mini Racpc, Hazaribag branch has these elements, identifying the bank and the branch location in Jharkhand and Jharkhand correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0064477 of State Bank Of India for its Mini Racpc, Hazaribag branch located in Jharkhand, the following methods can help:
Cheque Book
The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Jharkhand and Hazaribag, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and find the branch locator section. Search for Mini Racpc, Hazaribag or Jharkhand to get the exact IFSC Code SBIN0064477.
Mobile Banking App
If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Jharkhand that will provide accurate information.
How to Use IFSC Code SBIN0064477 for Online Transfers?
Once you have the IFSC Code SBIN0064477 for the Mini Racpc, Hazaribag branch of State Bank Of India in Jharkhand, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0064477. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0064477.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Mini Racpc, Hazaribag in Jharkhand, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Mini Racpc, Hazaribag, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jharkhand to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0064477.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Racpc Hazaribag,State Bank Of India,Region-3,Sbi Main Branch Building,3Rd Floor,Ravindra Path,Hazaribag,Jharkhand,Pin - 825301 located in Jharkhand, Hazaribag, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.