Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Keradih branch in Jashpur, Jashpurnagar, or Chattisgarh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Jashpur or anywhere in Chattisgarh can transfer funds instantly by using the correct IFSC Code SBIN0009755. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Keradih, Jashpur

The table below shows the main details of the IFSC Code SBIN0009755 for the State Bank Of India branch in Jashpur, which falls under the Jashpurnagar district in Chattisgarh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0009755
Branch Keradih
City Jashpur
District Jashpurnagar
State Chattisgarh
Address Dist Jashpur, Chhattisgarh 496334

These details help users in online banking and for businesses and individuals who use State Bank Of India in Jashpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0009755 for the Keradih branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Keradih, Jashpur, Chattisgarh, are given a unique IFSC like SBIN0009755 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jashpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Jashpur and Jashpurnagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Keradih goes to the correct branch. This is important because State Bank Of India has thousands of branches in Chattisgarh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0009755

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Keradih in Jashpur.

For example, the IFSC Code SBIN0009755 of State Bank Of India for the Keradih branch includes these elements, identifying the bank and the branch location in Jashpur and Chattisgarh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0009755 of State Bank Of India for its Keradih branch located in Jashpur, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Jashpur and Jashpurnagar, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Keradih or Jashpur to get the exact IFSC Code SBIN0009755.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Jashpur, you'll get the correct details.

How to Use IFSC Code SBIN0009755 for Online Transfers?

Once you have the IFSC Code SBIN0009755 for the Keradih branch of State Bank Of India in Jashpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0009755. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0009755.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Keradih in Jashpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Keradih, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jashpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Keradih, Jashpur?

The IFSC Code is SBIN0009755.

Is the IFSC Code SBIN0009755 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Keradih?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Keradih branch?

The address of the branch is Dist Jashpur, Chhattisgarh 496334 located in Jashpur, Jashpurnagar, Chattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby STATE BANK OF INDIA Branches

Back to Top