IFSC Code of State Bank Of India, Sungal, Akhnoor, Jammu And Kashmir- SBIN0017262

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Sungal branch in Jammu, Akhnoor, Jammu And Kashmir, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Jammu or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code SBIN0017262. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Sungal, Jammu

Here are some of the key details that come with the IFSC Code SBIN0017262 of State Bank Of India for its branch located in Jammu, within the district of Akhnoor in the state of Jammu And Kashmir.

These details help users in online banking and for businesses and individuals who use State Bank Of India in Jammu for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0017262 for the Sungal branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Sungal, Jammu, Jammu And Kashmir, is provided a unique IFSC like SBIN0017262 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in Jammu.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Jammu and Akhnoor.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jammu And Kashmir and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Sungal do not get misguided to another person.

Format of the IFSC Code SBIN0017262

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sungal in Jammu.

For example, the IFSC Code SBIN0017262 of State Bank Of India for the Sungal branch includes these elements, identifying the bank and the branch location in Jammu and Jammu And Kashmir accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0017262 of State Bank Of India for its Sungal branch located in Jammu, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Jammu and Akhnoor, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Sungal or Jammu to get the exact IFSC Code SBIN0017262.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Jammu, then it will provide you proper information.

How to Use IFSC Code SBIN0017262 for Online Transfers?

If you have the IFSC Code SBIN0017262 for the Sungal branch of State Bank Of India in Jammu, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0017262. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0017262.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Sungal in Jammu, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Sungal, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jammu manage their online transfers and cheque clearances easily.