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IFSC Code of State Bank Of India, Sblc Jammu, Jammu, Jammu And Kashmir — SBIN0007353

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Sblc Jammu branch in Jammu, Jammu, Jammu And Kashmir, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Jammu or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code SBIN0007353. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Sblc Jammu, Jammu

The table below shows the main details of the IFSC Code SBIN0007353 for the State Bank Of India branch in Jammu, which falls under the Jammu district in Jammu And Kashmir.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0007353
Branch Sblc Jammu
City Jammu
District Jammu
State Jammu And Kashmir
Address Upperrajindernagar,Nearbsnlexchangebantalab,Jammu,Distt.Jammu,Jandk181123

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Jammu for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0007353 for the Sblc Jammu branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Sblc Jammu, Jammu, Jammu And Kashmir, are given a unique IFSC like SBIN0007353 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jammu.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Jammu and Jammu.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Sblc Jammu goes to the correct branch. This is important because State Bank Of India has thousands of branches in Jammu And Kashmir and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0007353

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sblc Jammu in Jammu.

For example, the IFSC Code SBIN0007353 of State Bank Of India for the Sblc Jammu branch has these elements, identifying the bank and the branch location in Jammu and Jammu And Kashmir correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0007353 of State Bank Of India for its Sblc Jammu branch located in Jammu, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Jammu and Jammu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Sblc Jammu or Jammu to find the exact IFSC Code SBIN0007353.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Jammu will provide accurate information.

How to Use IFSC Code SBIN0007353 for Online Transfers?

Once you have the IFSC Code SBIN0007353 for the Sblc Jammu branch of State Bank Of India in Jammu, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0007353. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0007353.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Sblc Jammu in Jammu, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Sblc Jammu, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jammu manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Sblc Jammu, Jammu?

The IFSC Code is SBIN0007353.

Is the IFSC Code SBIN0007353 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Sblc Jammu?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sblc Jammu branch?

The address of the branch is Upperrajindernagar,Nearbsnlexchangebantalab,Jammu,Distt.Jammu,Jandk181123 located in Jammu, Jammu, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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