IFSC Code of State Bank Of India, Kumargram, Jalpaiguri, West Bengal- SBIN0007143

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Kumargram branch in Jalpaiguri, Jalpaiguri, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Jalpaiguri or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code SBIN0007143. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kumargram, Jalpaiguri

Here are the key points that are associated with the IFSC Code SBIN0007143 of State Bank Of India for its branch located in Jalpaiguri, within the district of Jalpaiguri in the state of West Bengal.

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Jalpaiguri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0007143 for the Kumargram branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Kumargram, Jalpaiguri, West Bengal, are allotted a unique IFSC like SBIN0007143 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Jalpaiguri.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Jalpaiguri and Jalpaiguri.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Kumargram reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code SBIN0007143

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kumargram in Jalpaiguri.

For example, the IFSC Code SBIN0007143 of State Bank Of India for the Kumargram branch includes these elements, identifying the bank and the branch location in Jalpaiguri and West Bengal correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0007143 of State Bank Of India for its Kumargram branch located in Jalpaiguri, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Jalpaiguri and Jalpaiguri, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Kumargram or Jalpaiguri to get the exact IFSC Code SBIN0007143.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Jalpaiguri, you'll get the correct details.

How to Use IFSC Code SBIN0007143 for Online Transfers?

Once you have the IFSC Code SBIN0007143 for the Kumargram branch of State Bank Of India in Jalpaiguri, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0007143. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0007143.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Kumargram in Jalpaiguri may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Kumargram, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jalpaiguri to handle online money transfers and get their cheques cleared smoothly.