Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Boulbari branch in Jalpaiguri, Baulbari, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Jalpaiguri or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0009700. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Boulbari, Jalpaiguri

Below in the table are the key details related to IFSC Code SBIN0009700 of State Bank Of India for its branch located in Jalpaiguri, within the district of Baulbari in the state of West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0009700
Branch Boulbari
City Jalpaiguri
District Baulbari
State West Bengal
Address Via Domohini,Dt Jalpaiguri,West Bengal 735302

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Jalpaiguri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0009700 for the Boulbari branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Boulbari, Jalpaiguri, West Bengal, is provided with a unique IFSC like SBIN0009700 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Jalpaiguri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jalpaiguri and Baulbari.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Boulbari do not get mixed with another location.

Format of the IFSC Code SBIN0009700

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Boulbari in Jalpaiguri.

For example, the IFSC Code SBIN0009700 of State Bank Of India for the Boulbari branch includes these elements, identifying the bank and the branch location in Jalpaiguri and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0009700 of State Bank Of India for its Boulbari branch located in Jalpaiguri, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Jalpaiguri and Baulbari, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Boulbari or Jalpaiguri to get the exact IFSC Code SBIN0009700.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Jalpaiguri, you'll get the correct details.

How to Use IFSC Code SBIN0009700 for Online Transfers?

Once you have the IFSC Code SBIN0009700 for the Boulbari branch of State Bank Of India in Jalpaiguri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0009700. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0009700.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Boulbari in Jalpaiguri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Boulbari, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jalpaiguri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Boulbari, Jalpaiguri?

The IFSC Code is SBIN0009700.

Is the IFSC Code SBIN0009700 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Boulbari?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Boulbari branch?

The address of the branch is Via Domohini,Dt Jalpaiguri,West Bengal 735302 located in Jalpaiguri, Baulbari, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.