Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Pbb Jajpur Road branch in Jajpur, Jajpur Road, or Odisha, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Jajpur or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code SBIN0016135. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Pbb Jajpur Road, Jajpur
Here are the main details that are associated with the IFSC Code SBIN0016135 of State Bank Of India for its branch located in Jajpur, within the district of Jajpur Road in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0016135 |
| Branch | Pbb Jajpur Road |
| City | Jajpur |
| District | Jajpur Road |
| State | Odisha |
| Address | At By Umapada,Post Jajpur Road,Distt.Jajpur.Odisha 755019 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Jajpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0016135 for the Pbb Jajpur Road branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Pbb Jajpur Road, Jajpur, Odisha, is provided with a unique IFSC like SBIN0016135 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Jajpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jajpur and Jajpur Road.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Pbb Jajpur Road do not get mixed with another location.
Format of the IFSC Code SBIN0016135
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pbb Jajpur Road in Jajpur.
For example, the IFSC Code SBIN0016135 of State Bank Of India for the Pbb Jajpur Road branch includes these elements, identifying the bank and the branch location in Jajpur and Odisha accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0016135 of State Bank Of India for its Pbb Jajpur Road branch located in Jajpur, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Jajpur and Jajpur Road, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Pbb Jajpur Road or Jajpur to find the exact IFSC Code SBIN0016135.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Jajpur will provide accurate information.
How to Use IFSC Code SBIN0016135 for Online Transfers?
Once you have the IFSC Code SBIN0016135 for the Pbb Jajpur Road branch of State Bank Of India in Jajpur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0016135. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0016135.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Pbb Jajpur Road in Jajpur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Pbb Jajpur Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jajpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0016135.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At By Umapada,Post Jajpur Road,Distt.Jajpur.Odisha 755019 located in Jajpur, Jajpur Road, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.