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IFSC Code of State Bank Of India, Manikbagh Road, Jabalpur, Indore, Madhya Pradesh — SBIN0004089

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Manikbagh Road, Jabalpur branch in Indore, Indore, or Madhya Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Indore or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0004089. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Manikbagh Road, Jabalpur, Indore

Below in the table are the key details related to IFSC Code SBIN0004089 of State Bank Of India for its branch located in Indore, within the district of Indore in the state of Madhya Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0004089
Branch Manikbagh Road, Jabalpur
City Indore
District Indore
State Madhya Pradesh
Address 30,Godha Colony,Manik Bagh Road, Indore, Mp 452004

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Indore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0004089 for the Manikbagh Road, Jabalpur branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Manikbagh Road, Jabalpur, Indore, Madhya Pradesh, are allotted a unique IFSC like SBIN0004089 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Indore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Indore and Indore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Manikbagh Road, Jabalpur reaches the right place, even though there are thousands of branches in Madhya Pradesh and across India.

Format of the IFSC Code SBIN0004089

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Manikbagh Road, Jabalpur in Indore.

For example, the IFSC Code SBIN0004089 of State Bank Of India for the Manikbagh Road, Jabalpur branch has these elements, identifying the bank and the branch location in Indore and Madhya Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0004089 of State Bank Of India for its Manikbagh Road, Jabalpur branch located in Indore, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Indore and Indore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Manikbagh Road, Jabalpur or Indore to find the exact IFSC Code SBIN0004089.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Indore will provide accurate information.

How to Use IFSC Code SBIN0004089 for Online Transfers?

If you have the IFSC Code SBIN0004089 for the Manikbagh Road, Jabalpur branch of State Bank Of India in Indore, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0004089. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0004089.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Manikbagh Road, Jabalpur in Indore, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Manikbagh Road, Jabalpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Indore manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Manikbagh Road, Jabalpur, Indore?

The IFSC Code is SBIN0004089.

Is the IFSC Code SBIN0004089 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Manikbagh Road, Jabalpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Manikbagh Road, Jabalpur branch?

The address of the branch is 30,Godha Colony,Manik Bagh Road, Indore, Mp 452004 located in Indore, Indore, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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