There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Imphal Secretariat branch in Imphal West, Imphal, Manipur, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Imphal West or anywhere in Manipur can easily transfer funds instantly by using the correct IFSC Code SBIN0004562. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Imphal Secretariat, Imphal West
Here are the main details that are associated with the IFSC Code SBIN0004562 of State Bank Of India for its branch located in Imphal West, within the district of Imphal in the state of Manipur.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0004562 |
| Branch | Imphal Secretariat |
| City | Imphal West |
| District | Imphal |
| State | Manipur |
| Address | Imphal - West, Manipur- 795001 |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Imphal West for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0004562 for the Imphal Secretariat branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Imphal Secretariat, Imphal West, Manipur, are allotted a unique IFSC like SBIN0004562 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Imphal West.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Imphal West and Imphal.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Imphal Secretariat reaches the right place, even though there are thousands of branches in Manipur and across India.
Format of the IFSC Code SBIN0004562
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Imphal Secretariat in Imphal West.
For example, the IFSC Code SBIN0004562 of State Bank Of India for the Imphal Secretariat branch has these elements, identifying the bank and the branch location in Imphal West and Manipur correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0004562 of State Bank Of India for its Imphal Secretariat branch located in Imphal West, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Imphal West and Imphal, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Imphal Secretariat or Imphal West to get the exact IFSC Code SBIN0004562.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Imphal West, you'll get the correct details.
How to Use IFSC Code SBIN0004562 for Online Transfers?
If you have the IFSC Code SBIN0004562 for the Imphal Secretariat branch of State Bank Of India in Imphal West, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0004562. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0004562.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Imphal Secretariat in Imphal West, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Imphal Secretariat, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Imphal West to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0004562.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Imphal - West, Manipur- 795001 located in Imphal West, Imphal, Manipur.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.