For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its St. John'S Road, Secunderabad branch in Hyderabad Urban, Secunderabad, Andhra Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Hyderabad Urban or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0006645. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, St. John'S Road, Secunderabad, Hyderabad Urban
Here are some of the key details that come with the IFSC Code SBIN0006645 of State Bank Of India for its branch located in Hyderabad Urban, within the district of Secunderabad in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0006645 |
| Branch | St. John'S Road, Secunderabad |
| City | Hyderabad Urban |
| District | Secunderabad |
| State | Andhra Pradesh |
| Address | Near Sangeet Theatre Secundabad Hyderabad, Ap ,Pin - 500026 |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Hyderabad Urban for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0006645 for the St. John'S Road, Secunderabad branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0006645 is given to every bank branch, including State Bank Of India located in St. John'S Road, Secunderabad, Hyderabad Urban, Andhra Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Hyderabad Urban.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Hyderabad Urban and Secunderabad.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in St. John'S Road, Secunderabad doesn't end up at another location.
Format of the IFSC Code SBIN0006645
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as St. John'S Road, Secunderabad in Hyderabad Urban.
For example, the IFSC Code SBIN0006645 of State Bank Of India for the St. John'S Road, Secunderabad branch includes these elements, identifying the bank and the branch location in Hyderabad Urban and Andhra Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0006645 of State Bank Of India for its St. John'S Road, Secunderabad branch located in Hyderabad Urban, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Hyderabad Urban and Secunderabad, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for St. John'S Road, Secunderabad or Hyderabad Urban to get the exact IFSC Code SBIN0006645.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Hyderabad Urban, you'll get the correct details.
How to Use IFSC Code SBIN0006645 for Online Transfers?
Once you have the IFSC Code SBIN0006645 for the St. John'S Road, Secunderabad branch of State Bank Of India in Hyderabad Urban, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0006645. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0006645.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India St. John'S Road, Secunderabad in Hyderabad Urban, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in St. John'S Road, Secunderabad, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Hyderabad Urban manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0006645.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Near Sangeet Theatre Secundabad Hyderabad, Ap ,Pin - 500026 located in Hyderabad Urban, Secunderabad, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.