Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Chandulal Baradari, Hyderabad branch in Hyderabad Urban, Hyderabad, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Hyderabad Urban or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0003256. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Chandulal Baradari, Hyderabad, Hyderabad Urban

Here are the main details that are associated with the IFSC Code SBIN0003256 of State Bank Of India for its branch located in Hyderabad Urban, within the district of Hyderabad in the state of Andhra Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0003256
Branch Chandulal Baradari, Hyderabad
City Hyderabad Urban
District Hyderabad
State Andhra Pradesh
Address Industrial Estate,Road No 1,Bahadurpura, Hyderabad

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Hyderabad Urban for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0003256 for the Chandulal Baradari, Hyderabad branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Chandulal Baradari, Hyderabad, Hyderabad Urban, Andhra Pradesh, are allotted a unique IFSC like SBIN0003256 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hyderabad Urban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Hyderabad Urban and Hyderabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Chandulal Baradari, Hyderabad reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code SBIN0003256

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chandulal Baradari, Hyderabad in Hyderabad Urban.

For example, the IFSC Code SBIN0003256 of State Bank Of India for the Chandulal Baradari, Hyderabad branch includes these elements, identifying the bank and the branch location in Hyderabad Urban and Andhra Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0003256 of State Bank Of India for its Chandulal Baradari, Hyderabad branch located in Hyderabad Urban, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Hyderabad Urban and Hyderabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Chandulal Baradari, Hyderabad or Hyderabad Urban to get the exact IFSC Code SBIN0003256.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Hyderabad Urban that will provide accurate information.

How to Use IFSC Code SBIN0003256 for Online Transfers?

Once you have the IFSC Code SBIN0003256 for the Chandulal Baradari, Hyderabad branch of State Bank Of India in Hyderabad Urban, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0003256. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0003256.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Chandulal Baradari, Hyderabad in Hyderabad Urban, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Chandulal Baradari, Hyderabad, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Hyderabad Urban manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Chandulal Baradari, Hyderabad Hyderabad Urban?

The IFSC Code of the Chandulal Baradari, Hyderabad Hyderabad Urban branch is SBIN0003256.

Is IFSC Code SBIN0003256 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Chandulal Baradari, Hyderabad branch?

The branch is located at Industrial Estate,Road No 1,Bahadurpura, Hyderabad.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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