The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Nasibpur branch in Hugli, Nasibpur, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Hugli or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0018009. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Nasibpur, Hugli

Here are the key points that are associated with the IFSC Code SBIN0018009 of State Bank Of India for its branch located in Hugli, within the district of Nasibpur in the state of West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0018009
Branch Nasibpur
City Hugli
District Nasibpur
State West Bengal
Address Purusottampurpur Post Mollasimla Distthooghly West Bengal 712223

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Hugli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0018009 for the Nasibpur branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Nasibpur, Hugli, West Bengal, is provided with a unique IFSC like SBIN0018009 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Hugli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Hugli and Nasibpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Nasibpur do not get mixed with another location.

Format of the IFSC Code SBIN0018009

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nasibpur in Hugli.

For example, the IFSC Code SBIN0018009 of State Bank Of India for the Nasibpur branch includes these elements, identifying the bank and the branch location in Hugli and West Bengal correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0018009 of State Bank Of India for its Nasibpur branch located in Hugli, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Hugli and Nasibpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Nasibpur or Hugli to find the exact IFSC Code SBIN0018009.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Hugli will provide accurate information.

How to Use IFSC Code SBIN0018009 for Online Transfers?

Once you have the IFSC Code SBIN0018009 for the Nasibpur branch of State Bank Of India in Hugli, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0018009. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0018009.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Nasibpur in Hugli, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Nasibpur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Hugli manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Nasibpur, Hugli?

The IFSC Code is SBIN0018009.

Is the IFSC Code SBIN0018009 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Nasibpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nasibpur branch?

The address of the branch is Purusottampurpur Post Mollasimla Distthooghly West Bengal 712223 located in Hugli, Nasibpur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.