The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its G.T.Road Dasuya branch in Hosiarpur, Dasuya, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Hosiarpur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code SBIN0012236. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, G.T.Road Dasuya, Hosiarpur
Here are some of the key details that come with the IFSC Code SBIN0012236 of State Bank Of India for its branch located in Hosiarpur, within the district of Dasuya in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0012236 |
| Branch | G.T.Road Dasuya |
| City | Hosiarpur |
| District | Dasuya |
| State | Punjab |
| Address | Opp Market Committee,Hoshiarpur Road,Dasuya,Punjab,Disthoshiarpur 144205 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Hosiarpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012236 for the G.T.Road Dasuya branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in G.T.Road Dasuya, Hosiarpur, Punjab, are allotted a unique IFSC like SBIN0012236 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hosiarpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Hosiarpur and Dasuya.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in G.T.Road Dasuya reaches the right place, even though there are thousands of branches in Punjab and across India.
Format of the IFSC Code SBIN0012236
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as G.T.Road Dasuya in Hosiarpur.
For example, the IFSC Code SBIN0012236 of State Bank Of India for the G.T.Road Dasuya branch includes these elements, identifying the bank and the branch location in Hosiarpur and Punjab correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0012236 of State Bank Of India for its G.T.Road Dasuya branch located in Hosiarpur, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in Hosiarpur and Dasuya, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for G.T.Road Dasuya or Hosiarpur to get the exact IFSC Code SBIN0012236.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Hosiarpur, you'll get the correct details.
How to Use IFSC Code SBIN0012236 for Online Transfers?
Once you have the IFSC Code SBIN0012236 for the G.T.Road Dasuya branch of State Bank Of India in Hosiarpur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0012236. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0012236.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India G.T.Road Dasuya in Hosiarpur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in G.T.Road Dasuya, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Hosiarpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0012236.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Opp Market Committee,Hoshiarpur Road,Dasuya,Punjab,Disthoshiarpur 144205 located in Hosiarpur, Dasuya, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.