For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Uchalan branch in Hoshangabad, Uchalan, Westbengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Hoshangabad or anywhere in Westbengal can transfer funds instantly by using the correct IFSC Code SBIN0014065. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Uchalan, Hoshangabad
Here are some of the key details that come with the IFSC Code SBIN0014065 of State Bank Of India for its branch located in Hoshangabad, within the district of Uchalan in the state of Westbengal.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0014065 |
| Branch | Uchalan |
| City | Hoshangabad |
| District | Uchalan |
| State | Westbengal |
| Address | Meenakshi Chowk,First Floor,Meenakshi Chowk,Hoshangabad,M P,Dist Hoshangabad 461001 |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Hoshangabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0014065 for the Uchalan branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Uchalan, Hoshangabad, Westbengal, is provided a unique IFSC like SBIN0014065 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Hoshangabad.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Hoshangabad and Uchalan.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Westbengal and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Uchalan do not get misguided to another person.
Format of the IFSC Code SBIN0014065
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Uchalan in Hoshangabad.
For example, the IFSC Code SBIN0014065 of State Bank Of India for the Uchalan branch includes these elements, identifying the bank and the branch location in Hoshangabad and Westbengal accurately.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0014065 of State Bank Of India for its Uchalan branch located in Hoshangabad, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Hoshangabad and Uchalan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Uchalan or Hoshangabad to get the exact IFSC Code SBIN0014065.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Hoshangabad, then it will provide you proper information.
How to Use IFSC Code SBIN0014065 for Online Transfers?
Once you have the IFSC Code SBIN0014065 for the Uchalan branch of State Bank Of India in Hoshangabad, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0014065. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0014065.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Uchalan in Hoshangabad, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Uchalan, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Hoshangabad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0014065.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Meenakshi Chowk,First Floor,Meenakshi Chowk,Hoshangabad,M P,Dist Hoshangabad 461001 located in Hoshangabad, Uchalan, Westbengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.