The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Sheakhala branch in Hooghly, Sheakhala, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Hooghly or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0014088. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Sheakhala, Hooghly

Below in the table are the key details related to IFSC Code SBIN0014088 of State Bank Of India for its branch located in Hooghly, within the district of Sheakhala in the state of West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0014088
Branch Sheakhala
City Hooghly
District Sheakhala
State West Bengal
Address Nayan Apart., Sheakhala Chowrasta, Po Vill Sheakhala, Ps Haripal,Sripatipur, Distt.Hooghly, West Bengal 712706

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Hooghly for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0014088 for the Sheakhala branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0014088 is given to every bank branch, including State Bank Of India located in Sheakhala, Hooghly, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Hooghly.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Hooghly and Sheakhala.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Sheakhala doesn't end up at another location.

Format of the IFSC Code SBIN0014088

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sheakhala in Hooghly.

For example, the IFSC Code SBIN0014088 of State Bank Of India for the Sheakhala branch has these elements, identifying the bank and the branch location in Hooghly and West Bengal correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0014088 of State Bank Of India for its Sheakhala branch located in Hooghly, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Hooghly and Sheakhala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Sheakhala or Hooghly to find the exact IFSC Code SBIN0014088.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Hooghly will provide accurate information.

How to Use IFSC Code SBIN0014088 for Online Transfers?

Once you have the IFSC Code SBIN0014088 for the Sheakhala branch of State Bank Of India in Hooghly, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0014088. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0014088.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Sheakhala in Hooghly may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Sheakhala, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Hooghly manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Sheakhala, Hooghly?

The IFSC Code is SBIN0014088.

Is the IFSC Code SBIN0014088 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Sheakhala?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sheakhala branch?

The address of the branch is Nayan Apart., Sheakhala Chowrasta, Po Vill Sheakhala, Ps Haripal,Sripatipur, Distt.Hooghly, West Bengal 712706 located in Hooghly, Sheakhala, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.