IFSC Code of State Bank Of India, Ghoshpur, Huglichinsurah, West Bengal — SBIN0006195

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Ghoshpur branch in Hooghly, Huglichinsurah, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Hooghly or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0006195. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Ghoshpur, Hooghly

Here are the key points that are associated with the IFSC Code SBIN0006195 of State Bank Of India for its branch located in Hooghly, within the district of Huglichinsurah in the state of West Bengal.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Hooghly for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0006195 for the Ghoshpur branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0006195 is given to every bank branch, including State Bank Of India located in Ghoshpur, Hooghly, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Hooghly.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Hooghly and Huglichinsurah.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Ghoshpur doesn't end up at another location.

Format of the IFSC Code SBIN0006195

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ghoshpur in Hooghly.

For example, the IFSC Code SBIN0006195 of State Bank Of India for the Ghoshpur branch has these elements, identifying the bank and the branch location in Hooghly and West Bengal correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0006195 of State Bank Of India for its Ghoshpur branch located in Hooghly, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Hooghly and Huglichinsurah, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Ghoshpur or Hooghly to get the exact IFSC Code SBIN0006195.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Hooghly, then it will provide you proper information.

How to Use IFSC Code SBIN0006195 for Online Transfers?

Once you have the IFSC Code SBIN0006195 for the Ghoshpur branch of State Bank Of India in Hooghly, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0006195. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0006195.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Ghoshpur in Hooghly may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Ghoshpur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hooghly to handle online money transfers and get their cheques cleared smoothly.