For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Mandi Samiti (Jawalapur)Hardwar branch in Haridwar, Jawalapur, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Haridwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code SBIN0012851. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Mandi Samiti (Jawalapur)Hardwar, Haridwar

The table below shows the main details of the IFSC Code SBIN0012851 for the State Bank Of India branch in Haridwar, which falls under the Jawalapur district in Uttarakhand.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0012851
Branch Mandi Samiti (Jawalapur)Hardwar
City Haridwar
District Jawalapur
State Uttarakhand
Address Mandisamiti Jwalapur, Uttarakhand,Disthardwar 249407

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Haridwar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012851 for the Mandi Samiti (Jawalapur)Hardwar branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Mandi Samiti (Jawalapur)Hardwar, Haridwar, Uttarakhand, is provided with a unique IFSC like SBIN0012851 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Haridwar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Haridwar and Jawalapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Mandi Samiti (Jawalapur)Hardwar do not get mixed with another location.

Format of the IFSC Code SBIN0012851

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mandi Samiti (Jawalapur)Hardwar in Haridwar.

For example, the IFSC Code SBIN0012851 of State Bank Of India for the Mandi Samiti (Jawalapur)Hardwar branch includes these elements, identifying the bank and the branch location in Haridwar and Uttarakhand accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0012851 of State Bank Of India for its Mandi Samiti (Jawalapur)Hardwar branch located in Haridwar, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Haridwar and Jawalapur, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Mandi Samiti (Jawalapur)Hardwar or Haridwar to get the exact IFSC Code SBIN0012851.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Haridwar, you'll get the correct details.

How to Use IFSC Code SBIN0012851 for Online Transfers?

Once you have the IFSC Code SBIN0012851 for the Mandi Samiti (Jawalapur)Hardwar branch of State Bank Of India in Haridwar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0012851. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0012851.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Mandi Samiti (Jawalapur)Hardwar in Haridwar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Mandi Samiti (Jawalapur)Hardwar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Haridwar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Mandi Samiti (Jawalapur)Hardwar, Haridwar?

The IFSC Code is SBIN0012851.

Is the IFSC Code SBIN0012851 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Mandi Samiti (Jawalapur)Hardwar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mandi Samiti (Jawalapur)Hardwar branch?

The address of the branch is Mandisamiti Jwalapur, Uttarakhand,Disthardwar 249407 located in Haridwar, Jawalapur, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.