The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Defence Colony, Dehradun branch in Haridwar, Dehra Dun, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Haridwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code SBIN0008228. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Defence Colony, Dehradun, Haridwar
The table below shows the main details of the IFSC Code SBIN0008228 for the State Bank Of India branch in Haridwar, which falls under the Dehra Dun district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0008228 |
| Branch | Defence Colony, Dehradun |
| City | Haridwar |
| District | Dehra Dun |
| State | Uttarakhand |
| Address | Hardwar Road,Dehra Dun,Hardwar Road,Dehra Dun,Pin - 248001 |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Haridwar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0008228 for the Defence Colony, Dehradun branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Defence Colony, Dehradun, Haridwar, Uttarakhand, is provided with a unique IFSC like SBIN0008228 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Haridwar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Haridwar and Dehra Dun.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Defence Colony, Dehradun do not get mixed with another location.
Format of the IFSC Code SBIN0008228
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Defence Colony, Dehradun in Haridwar.
For example, the IFSC Code SBIN0008228 of State Bank Of India for the Defence Colony, Dehradun branch includes these elements, identifying the bank and the branch location in Haridwar and Uttarakhand accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0008228 of State Bank Of India for its Defence Colony, Dehradun branch located in Haridwar, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Haridwar and Dehra Dun, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Defence Colony, Dehradun or Haridwar to get the exact IFSC Code SBIN0008228.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Haridwar, you'll get the correct details.
How to Use IFSC Code SBIN0008228 for Online Transfers?
If you have the IFSC Code SBIN0008228 for the Defence Colony, Dehradun branch of State Bank Of India in Haridwar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0008228. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0008228.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Defence Colony, Dehradun in Haridwar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Defence Colony, Dehradun, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Haridwar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0008228.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Hardwar Road,Dehra Dun,Hardwar Road,Dehra Dun,Pin - 248001 located in Haridwar, Dehra Dun, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.