For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Rampura Matoria branch in Hanumangarh, Hanumangarh, Rajasthan, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Hanumangarh or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code SBIN0032493. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Rampura Matoria, Hanumangarh
The table below shows the main details of the IFSC Code SBIN0032493 for the State Bank Of India branch in Hanumangarh, which falls under the Hanumangarh district in Rajasthan.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0032493 |
| Branch | Rampura Matoria |
| City | Hanumangarh |
| District | Hanumangarh |
| State | Rajasthan |
| Address | Rampura Matoria,Teh Rawatsar,Distt Hanumangarh Rajasthan 335524 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Hanumangarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0032493 for the Rampura Matoria branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Rampura Matoria, Hanumangarh, Rajasthan, are allotted a unique IFSC like SBIN0032493 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hanumangarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Hanumangarh and Hanumangarh.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Rampura Matoria reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code SBIN0032493
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rampura Matoria in Hanumangarh.
For example, the IFSC Code SBIN0032493 of State Bank Of India for the Rampura Matoria branch includes these elements, identifying the bank and the branch location in Hanumangarh and Rajasthan accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0032493 of State Bank Of India for its Rampura Matoria branch located in Hanumangarh, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Hanumangarh and Hanumangarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Rampura Matoria or Hanumangarh to find the exact IFSC Code SBIN0032493.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Hanumangarh will provide accurate information.
How to Use IFSC Code SBIN0032493 for Online Transfers?
If you have the IFSC Code SBIN0032493 for the Rampura Matoria branch of State Bank Of India in Hanumangarh, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0032493. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0032493.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Rampura Matoria in Hanumangarh, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Rampura Matoria, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Hanumangarh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0032493.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Rampura Matoria,Teh Rawatsar,Distt Hanumangarh Rajasthan 335524 located in Hanumangarh, Hanumangarh, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.