Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Tauni Devi branch in Hamirpur, Taunidevi, Himachal Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Hamirpur or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0051334. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Tauni Devi, Hamirpur

Here are some of the key details that come with the IFSC Code SBIN0051334 of State Bank Of India for its branch located in Hamirpur, within the district of Taunidevi in the state of Himachal Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0051334
Branch Tauni Devi
City Hamirpur
District Taunidevi
State Himachal Pradesh
Address Vpo And Tehsiltauni Devidistt Hamirpur Hp 177023

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Hamirpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0051334 for the Tauni Devi branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Tauni Devi, Hamirpur, Himachal Pradesh, is provided with a unique IFSC like SBIN0051334 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Hamirpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Hamirpur and Taunidevi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Himachal Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Tauni Devi do not get mixed with another location.

Format of the IFSC Code SBIN0051334

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tauni Devi in Hamirpur.

For example, the IFSC Code SBIN0051334 of State Bank Of India for the Tauni Devi branch includes these elements, identifying the bank and the branch location in Hamirpur and Himachal Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0051334 of State Bank Of India for its Tauni Devi branch located in Hamirpur, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Hamirpur and Taunidevi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Tauni Devi or Hamirpur to get the exact IFSC Code SBIN0051334.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Hamirpur that will provide accurate information.

How to Use IFSC Code SBIN0051334 for Online Transfers?

Once you have the IFSC Code SBIN0051334 for the Tauni Devi branch of State Bank Of India in Hamirpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0051334. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0051334.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Tauni Devi in Hamirpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Tauni Devi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hamirpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Tauni Devi, Hamirpur?

The IFSC Code is SBIN0051334.

Is the IFSC Code SBIN0051334 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Tauni Devi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Tauni Devi branch?

The address of the branch is Vpo And Tehsiltauni Devidistt Hamirpur Hp 177023 located in Hamirpur, Taunidevi, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.