For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Rbo Office Fi And Mm Hamirpur branch in Hamirpur, Hamirpur, Himachal Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Hamirpur or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0061360. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Rbo Office Fi And Mm Hamirpur, Hamirpur
The table below shows the main details of the IFSC Code SBIN0061360 for the State Bank Of India branch in Hamirpur, which falls under the Hamirpur district in Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0061360 |
| Branch | Rbo Office Fi And Mm Hamirpur |
| City | Hamirpur |
| District | Hamirpur |
| State | Himachal Pradesh |
| Address | 1St Floor, Gurukul Mall, Gandhi Chowk, Hamirpur-177001 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Hamirpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0061360 for the Rbo Office Fi And Mm Hamirpur branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Rbo Office Fi And Mm Hamirpur, Hamirpur, Himachal Pradesh, are allotted a unique IFSC like SBIN0061360 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hamirpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Hamirpur and Hamirpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Rbo Office Fi And Mm Hamirpur reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.
Format of the IFSC Code SBIN0061360
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rbo Office Fi And Mm Hamirpur in Hamirpur.
For example, the IFSC Code SBIN0061360 of State Bank Of India for the Rbo Office Fi And Mm Hamirpur branch includes these elements, identifying the bank and the branch location in Hamirpur and Himachal Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0061360 of State Bank Of India for its Rbo Office Fi And Mm Hamirpur branch located in Hamirpur, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Hamirpur and Hamirpur, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Rbo Office Fi And Mm Hamirpur or Hamirpur to get the exact IFSC Code SBIN0061360.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Hamirpur, you'll get the correct details.
How to Use IFSC Code SBIN0061360 for Online Transfers?
Once you have the IFSC Code SBIN0061360 for the Rbo Office Fi And Mm Hamirpur branch of State Bank Of India in Hamirpur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0061360. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0061360.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Rbo Office Fi And Mm Hamirpur in Hamirpur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Rbo Office Fi And Mm Hamirpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Hamirpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0061360.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 1St Floor, Gurukul Mall, Gandhi Chowk, Hamirpur-177001 located in Hamirpur, Hamirpur, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.