There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Transport Nagar, Guna branch in Guna, Guna, Madhya Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Guna or anywhere in Madhya Pradesh can easily transfer funds instantly by using the correct IFSC Code SBIN0064353. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Transport Nagar, Guna, Guna

The table below shows the main details of the IFSC Code SBIN0064353 for the State Bank Of India branch in Guna, which falls under the Guna district in Madhya Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0064353
Branch Transport Nagar, Guna
City Guna
District Guna
State Madhya Pradesh
Address Transport Nagar,Near Sai Mandir,A.B.Road Guna,Tahsil Guna,District Guna ( M.P.)Pin 473001

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Guna for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064353 for the Transport Nagar, Guna branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Transport Nagar, Guna, Guna, Madhya Pradesh, is provided with a unique IFSC like SBIN0064353 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Guna.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Guna and Guna.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Madhya Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Transport Nagar, Guna do not get mixed with another location.

Format of the IFSC Code SBIN0064353

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Transport Nagar, Guna in Guna.

For example, the IFSC Code SBIN0064353 of State Bank Of India for the Transport Nagar, Guna branch includes these elements, identifying the bank and the branch location in Guna and Madhya Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0064353 of State Bank Of India for its Transport Nagar, Guna branch located in Guna, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Guna and Guna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Transport Nagar, Guna or Guna to get the exact IFSC Code SBIN0064353.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Guna, then it will provide you proper information.

How to Use IFSC Code SBIN0064353 for Online Transfers?

Once you have the IFSC Code SBIN0064353 for the Transport Nagar, Guna branch of State Bank Of India in Guna, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0064353. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0064353.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Transport Nagar, Guna in Guna, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Transport Nagar, Guna, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Guna manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Transport Nagar, Guna, Guna?

The IFSC Code is SBIN0064353.

Is the IFSC Code SBIN0064353 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Transport Nagar, Guna?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Transport Nagar, Guna branch?

The address of the branch is Transport Nagar,Near Sai Mandir,A.B.Road Guna,Tahsil Guna,District Guna ( M.P.)Pin 473001 located in Guna, Guna, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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