For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Mahavir Chapra, Gorakhpur branch in Gorakhpur, Jungal Rani Suhaspuri, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Gorakhpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0016868. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Mahavir Chapra, Gorakhpur, Gorakhpur
The table below shows the main details of the IFSC Code SBIN0016868 for the State Bank Of India branch in Gorakhpur, which falls under the Jungal Rani Suhaspuri district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0016868 |
| Branch | Mahavir Chapra, Gorakhpur |
| City | Gorakhpur |
| District | Jungal Rani Suhaspuri |
| State | Uttar Pradesh |
| Address | Vill Jungal Rani Suhaspuri, Post Mahavir Chapra, Teh Sadar Thana, Belipar, Distt.Gorakhpur. Uttar Pradesh 273413 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Gorakhpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0016868 for the Mahavir Chapra, Gorakhpur branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Mahavir Chapra, Gorakhpur, Gorakhpur, Uttar Pradesh, is provided with a unique IFSC like SBIN0016868 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Gorakhpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Gorakhpur and Jungal Rani Suhaspuri.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Mahavir Chapra, Gorakhpur do not get mixed with another location.
Format of the IFSC Code SBIN0016868
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mahavir Chapra, Gorakhpur in Gorakhpur.
For example, the IFSC Code SBIN0016868 of State Bank Of India for the Mahavir Chapra, Gorakhpur branch includes these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0016868 of State Bank Of India for its Mahavir Chapra, Gorakhpur branch located in Gorakhpur, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in Gorakhpur and Jungal Rani Suhaspuri, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Mahavir Chapra, Gorakhpur or Gorakhpur to get the exact IFSC Code SBIN0016868.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Gorakhpur, you'll get the correct details.
How to Use IFSC Code SBIN0016868 for Online Transfers?
Once you have the IFSC Code SBIN0016868 for the Mahavir Chapra, Gorakhpur branch of State Bank Of India in Gorakhpur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0016868. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0016868.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Mahavir Chapra, Gorakhpur in Gorakhpur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Mahavir Chapra, Gorakhpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gorakhpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0016868.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill Jungal Rani Suhaspuri, Post Mahavir Chapra, Teh Sadar Thana, Belipar, Distt.Gorakhpur. Uttar Pradesh 273413 located in Gorakhpur, Jungal Rani Suhaspuri, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.