For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Dighwa Dubouli branch in Gopalganj, Dighwa Dubouli, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Gopalganj or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code SBIN0012810. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Dighwa Dubouli, Gopalganj

The table below shows the main details of the IFSC Code SBIN0012810 for the State Bank Of India branch in Gopalganj, which falls under the Dighwa Dubouli district in Bihar.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0012810
Branch Dighwa Dubouli
City Gopalganj
District Dighwa Dubouli
State Bihar
Address Dak Bungalow Road,Dighwa Dubauli,Dist Gopalganj Bihar 841409

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Gopalganj for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012810 for the Dighwa Dubouli branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Dighwa Dubouli, Gopalganj, Bihar, is provided a unique IFSC like SBIN0012810 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Gopalganj.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gopalganj and Dighwa Dubouli.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Dighwa Dubouli do not get misguided to another person.

Format of the IFSC Code SBIN0012810

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dighwa Dubouli in Gopalganj.

For example, the IFSC Code SBIN0012810 of State Bank Of India for the Dighwa Dubouli branch includes these elements, identifying the bank and the branch location in Gopalganj and Bihar correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0012810 of State Bank Of India for its Dighwa Dubouli branch located in Gopalganj, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Gopalganj and Dighwa Dubouli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Dighwa Dubouli or Gopalganj to find the exact IFSC Code SBIN0012810.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Gopalganj will provide accurate information.

How to Use IFSC Code SBIN0012810 for Online Transfers?

Once you have the IFSC Code SBIN0012810 for the Dighwa Dubouli branch of State Bank Of India in Gopalganj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0012810. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0012810.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Dighwa Dubouli in Gopalganj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Dighwa Dubouli, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gopalganj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Dighwa Dubouli, Gopalganj?

The IFSC Code is SBIN0012810.

Is the IFSC Code SBIN0012810 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Dighwa Dubouli?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dighwa Dubouli branch?

The address of the branch is Dak Bungalow Road,Dighwa Dubauli,Dist Gopalganj Bihar 841409 located in Gopalganj, Dighwa Dubouli, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.