IFSC Code of State Bank Of India, Cac Gopalganj, Gopalganj, Bihar- SBIN0062164

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Cac Gopalganj branch in Gopalganj, Gopalganj, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Gopalganj or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code SBIN0062164. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Cac Gopalganj, Gopalganj

Here are some of the key details that come with the IFSC Code SBIN0062164 of State Bank Of India for its branch located in Gopalganj, within the district of Gopalganj in the state of Bihar.

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Gopalganj for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0062164 for the Cac Gopalganj branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Cac Gopalganj, Gopalganj, Bihar, are given a unique IFSC like SBIN0062164 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Gopalganj.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Gopalganj and Gopalganj.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Cac Gopalganj goes to the correct branch. This is important because State Bank Of India has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0062164

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Cac Gopalganj in Gopalganj.

For example, the IFSC Code SBIN0062164 of State Bank Of India for the Cac Gopalganj branch has these elements, identifying the bank and the branch location in Gopalganj and Bihar correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0062164 of State Bank Of India for its Cac Gopalganj branch located in Gopalganj, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Gopalganj and Gopalganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Cac Gopalganj or Gopalganj to find the exact IFSC Code SBIN0062164.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Gopalganj will provide accurate information.

How to Use IFSC Code SBIN0062164 for Online Transfers?

Once you have the IFSC Code SBIN0062164 for the Cac Gopalganj branch of State Bank Of India in Gopalganj, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0062164. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0062164.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Cac Gopalganj in Gopalganj may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Cac Gopalganj, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gopalganj manage online transfers as well as cheque clearances with ease.