The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Barauli branch in Gopalganj, Barauli, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Gopalganj or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code SBIN0013133. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Barauli, Gopalganj

Here are the key points that are associated with the IFSC Code SBIN0013133 of State Bank Of India for its branch located in Gopalganj, within the district of Barauli in the state of Bihar.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0013133
Branch Barauli
City Gopalganj
District Barauli
State Bihar
Address At Barauli,P O Barauli,Dist Gopalganj 841405

These details help users in online banking and for businesses and individuals who use State Bank Of India in Gopalganj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0013133 for the Barauli branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Barauli, Gopalganj, Bihar, is provided a unique IFSC like SBIN0013133 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Gopalganj.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gopalganj and Barauli.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Barauli do not get misguided to another person.

Format of the IFSC Code SBIN0013133

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barauli in Gopalganj.

For example, the IFSC Code SBIN0013133 of State Bank Of India for the Barauli branch includes these elements, identifying the bank and the branch location in Gopalganj and Bihar accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0013133 of State Bank Of India for its Barauli branch located in Gopalganj, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Gopalganj and Barauli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Barauli or Gopalganj to get the exact IFSC Code SBIN0013133.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Gopalganj, then it will provide you proper information.

How to Use IFSC Code SBIN0013133 for Online Transfers?

Once you have the IFSC Code SBIN0013133 for the Barauli branch of State Bank Of India in Gopalganj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0013133. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0013133.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Barauli in Gopalganj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Barauli, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gopalganj manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Barauli, Gopalganj?

The IFSC Code is SBIN0013133.

Is the IFSC Code SBIN0013133 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Barauli?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Barauli branch?

The address of the branch is At Barauli,P O Barauli,Dist Gopalganj 841405 located in Gopalganj, Barauli, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.