IFSC Code of State Bank Of India, Murphulani, Golaghat, Assam — SBIN0009864

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Murphulani branch in Golaghat, Golaghat, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Golaghat or anywhere in Assam can transfer funds instantly by using the correct IFSC Code SBIN0009864. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Murphulani, Golaghat

The table below shows the main details of the IFSC Code SBIN0009864 for the State Bank Of India branch in Golaghat, which falls under the Golaghat district in Assam.

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Golaghat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0009864 for the Murphulani branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0009864 is given to every bank branch, including State Bank Of India located in Murphulani, Golaghat, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Golaghat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Golaghat and Golaghat.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Murphulani doesn't end up at another location.

Format of the IFSC Code SBIN0009864

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Murphulani in Golaghat.

For example, the IFSC Code SBIN0009864 of State Bank Of India for the Murphulani branch has these elements, identifying the bank and the branch location in Golaghat and Assam correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0009864 of State Bank Of India for its Murphulani branch located in Golaghat, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Golaghat and Golaghat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Murphulani or Golaghat to get the exact IFSC Code SBIN0009864.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Golaghat, then it will provide you proper information.

How to Use IFSC Code SBIN0009864 for Online Transfers?

Once you have the IFSC Code SBIN0009864 for the Murphulani branch of State Bank Of India in Golaghat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0009864. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0009864.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Murphulani in Golaghat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Murphulani, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Golaghat manage online transfers as well as cheque clearances with ease.