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IFSC Code of State Bank Of India, Raccr And Db Godhra, Godhra, Gujarat — SBIN0062770

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Raccr And Db Godhra branch in Godhra, Godhra, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Godhra or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code SBIN0062770. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Raccr And Db Godhra, Godhra

Here are the main details that are associated with the IFSC Code SBIN0062770 of State Bank Of India for its branch located in Godhra, within the district of Godhra in the state of Gujarat.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0062770
Branch Raccr And Db Godhra
City Godhra
District Godhra
State Gujarat
Address Lokhandwala Complex Godhra Dist Panchmahal , Gujarat-389001

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Godhra for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0062770 for the Raccr And Db Godhra branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0062770 is given to every bank branch, including State Bank Of India located in Raccr And Db Godhra, Godhra, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Godhra.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Godhra and Godhra.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Raccr And Db Godhra doesn't end up at another location.

Format of the IFSC Code SBIN0062770

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raccr And Db Godhra in Godhra.

For example, the IFSC Code SBIN0062770 of State Bank Of India for the Raccr And Db Godhra branch includes these elements, identifying the bank and the branch location in Godhra and Gujarat accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0062770 of State Bank Of India for its Raccr And Db Godhra branch located in Godhra, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Godhra and Godhra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Raccr And Db Godhra or Godhra to find the exact IFSC Code SBIN0062770.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Godhra will provide accurate information.

How to Use IFSC Code SBIN0062770 for Online Transfers?

If you have the IFSC Code SBIN0062770 for the Raccr And Db Godhra branch of State Bank Of India in Godhra, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0062770. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0062770.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Raccr And Db Godhra in Godhra, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Raccr And Db Godhra, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Godhra to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Raccr And Db Godhra, Godhra?

The IFSC Code is SBIN0062770.

Is the IFSC Code SBIN0062770 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Raccr And Db Godhra?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Raccr And Db Godhra branch?

The address of the branch is Lokhandwala Complex Godhra Dist Panchmahal , Gujarat-389001 located in Godhra, Godhra, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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