There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its R And Db Racc Gobichettipalayam branch in Gobichettipalayam, Gobichettipalayam, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Gobichettipalayam or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code SBIN0062464. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, R And Db Racc Gobichettipalayam, Gobichettipalayam

Here are the main details that are associated with the IFSC Code SBIN0062464 of State Bank Of India for its branch located in Gobichettipalayam, within the district of Gobichettipalayam in the state of Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0062464
Branch R And Db Racc Gobichettipalayam
City Gobichettipalayam
District Gobichettipalayam
State Tamil Nadu
Address 113, Athani Road, Sathyamangalam 6384001

These details help users in online banking and for businesses and individuals who use State Bank Of India in Gobichettipalayam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0062464 for the R And Db Racc Gobichettipalayam branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in R And Db Racc Gobichettipalayam, Gobichettipalayam, Tamil Nadu, are given a unique IFSC like SBIN0062464 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gobichettipalayam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Gobichettipalayam and Gobichettipalayam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in R And Db Racc Gobichettipalayam goes to the correct branch. This is important because State Bank Of India has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0062464

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like R And Db Racc Gobichettipalayam in Gobichettipalayam.

For example, the IFSC Code SBIN0062464 of State Bank Of India for the R And Db Racc Gobichettipalayam branch has these elements, identifying the bank and the branch location in Gobichettipalayam and Tamil Nadu correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0062464 of State Bank Of India for its R And Db Racc Gobichettipalayam branch located in Gobichettipalayam, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Gobichettipalayam and Gobichettipalayam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for R And Db Racc Gobichettipalayam or Gobichettipalayam to get the exact IFSC Code SBIN0062464.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Gobichettipalayam that will provide accurate information.

How to Use IFSC Code SBIN0062464 for Online Transfers?

Once you have the IFSC Code SBIN0062464 for the R And Db Racc Gobichettipalayam branch of State Bank Of India in Gobichettipalayam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0062464. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0062464.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India R And Db Racc Gobichettipalayam in Gobichettipalayam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in R And Db Racc Gobichettipalayam, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gobichettipalayam manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in R And Db Racc Gobichettipalayam, Gobichettipalayam?

The IFSC Code is SBIN0062464.

Is the IFSC Code SBIN0062464 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India R And Db Racc Gobichettipalayam?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the R And Db Racc Gobichettipalayam branch?

The address of the branch is 113, Athani Road, Sathyamangalam 6384001 located in Gobichettipalayam, Gobichettipalayam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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