Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Goalpara branch in Goalpara, Goalpara, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Goalpara or anywhere in Assam can transfer funds instantly by using the correct IFSC Code SBIN0000082. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Goalpara, Goalpara

Here are some of the key details that come with the IFSC Code SBIN0000082 of State Bank Of India for its branch located in Goalpara, within the district of Goalpara in the state of Assam.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0000082
Branch Goalpara
City Goalpara
District Goalpara
State Assam
Address Distgoalpara Assam 783101

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Goalpara for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0000082 for the Goalpara branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0000082 is given to every bank branch, including State Bank Of India located in Goalpara, Goalpara, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Goalpara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Goalpara and Goalpara.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Goalpara doesn't end up at another location.

Format of the IFSC Code SBIN0000082

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Goalpara in Goalpara.

For example, the IFSC Code SBIN0000082 of State Bank Of India for the Goalpara branch includes these elements, identifying the bank and the branch location in Goalpara and Assam accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0000082 of State Bank Of India for its Goalpara branch located in Goalpara, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Goalpara and Goalpara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Goalpara or Goalpara to find the exact IFSC Code SBIN0000082.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Goalpara will provide accurate information.

How to Use IFSC Code SBIN0000082 for Online Transfers?

Once you have the IFSC Code SBIN0000082 for the Goalpara branch of State Bank Of India in Goalpara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0000082. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0000082.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Goalpara in Goalpara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Goalpara, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Goalpara manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Goalpara, Goalpara?

The IFSC Code is SBIN0000082.

Is the IFSC Code SBIN0000082 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Goalpara?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Goalpara branch?

The address of the branch is Distgoalpara Assam 783101 located in Goalpara, Goalpara, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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