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IFSC Code of State Bank Of India, Pbb Giridih, Giridih, Jharkhand — SBIN0018825

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Pbb Giridih branch in Giridih, Giridih, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Giridih or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code SBIN0018825. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Pbb Giridih, Giridih

Here are some of the key details that come with the IFSC Code SBIN0018825 of State Bank Of India for its branch located in Giridih, within the district of Giridih in the state of Jharkhand.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0018825
Branch Pbb Giridih
City Giridih
District Giridih
State Jharkhand
Address Raja Bangla, Main Road, Giridih, Dist. Giridih, Jharkhand-825301

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Giridih for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0018825 for the Pbb Giridih branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Pbb Giridih, Giridih, Jharkhand, is provided with a unique IFSC like SBIN0018825 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Giridih.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Giridih and Giridih.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Pbb Giridih do not get mixed with another location.

Format of the IFSC Code SBIN0018825

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pbb Giridih in Giridih.

For example, the IFSC Code SBIN0018825 of State Bank Of India for the Pbb Giridih branch includes these elements, identifying the bank and the branch location in Giridih and Jharkhand accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0018825 of State Bank Of India for its Pbb Giridih branch located in Giridih, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Giridih and Giridih, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Pbb Giridih or Giridih to get the exact IFSC Code SBIN0018825.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Giridih that will provide accurate information.

How to Use IFSC Code SBIN0018825 for Online Transfers?

Once you have the IFSC Code SBIN0018825 for the Pbb Giridih branch of State Bank Of India in Giridih, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0018825. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0018825.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Pbb Giridih in Giridih may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Pbb Giridih, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Giridih to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Pbb Giridih Giridih?

The IFSC Code of the Pbb Giridih Giridih branch is SBIN0018825.

Is IFSC Code SBIN0018825 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Pbb Giridih branch?

The branch is located at Raja Bangla, Main Road, Giridih, Dist. Giridih, Jharkhand-825301.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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