Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Ghindwara branch in Ghindwara- District Pauri, Ghindwara- District Pauri, or Uttarakhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Ghindwara- District Pauri or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code SBIN0064029. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Ghindwara, Ghindwara- District Pauri

Here are the key points that are associated with the IFSC Code SBIN0064029 of State Bank Of India for its branch located in Ghindwara- District Pauri, within the district of Ghindwara- District Pauri in the state of Uttarakhand.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0064029
Branch Ghindwara
City Ghindwara- District Pauri
District Ghindwara- District Pauri
State Uttarakhand
Address Ghindwara,Ghindwara,V. & P.O.Ghindwada,V & Po Ghindwara,Pauri Garhwal,249301

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Ghindwara- District Pauri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064029 for the Ghindwara branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Ghindwara, Ghindwara- District Pauri, Uttarakhand, is provided with a unique IFSC like SBIN0064029 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Ghindwara- District Pauri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ghindwara- District Pauri and Ghindwara- District Pauri.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Ghindwara do not get mixed with another location.

Format of the IFSC Code SBIN0064029

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ghindwara in Ghindwara- District Pauri.

For example, the IFSC Code SBIN0064029 of State Bank Of India for the Ghindwara branch includes these elements, identifying the bank and the branch location in Ghindwara- District Pauri and Uttarakhand accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0064029 of State Bank Of India for its Ghindwara branch located in Ghindwara- District Pauri, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Ghindwara- District Pauri and Ghindwara- District Pauri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Ghindwara or Ghindwara- District Pauri to get the exact IFSC Code SBIN0064029.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Ghindwara- District Pauri that will provide accurate information.

How to Use IFSC Code SBIN0064029 for Online Transfers?

Once you have the IFSC Code SBIN0064029 for the Ghindwara branch of State Bank Of India in Ghindwara- District Pauri, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0064029. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0064029.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Ghindwara in Ghindwara- District Pauri, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Ghindwara, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ghindwara- District Pauri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Ghindwara, Ghindwara- District Pauri?

The IFSC Code is SBIN0064029.

Is the IFSC Code SBIN0064029 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Ghindwara?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ghindwara branch?

The address of the branch is Ghindwara,Ghindwara,V. & P.O.Ghindwada,V & Po Ghindwara,Pauri Garhwal,249301 located in Ghindwara- District Pauri, Ghindwara- District Pauri, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.