IFSC Code of State Bank Of India, Bahadur Ganj, Bahadur Ganj, Uttar Pradesh — SBIN0016441

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Bahadur Ganj branch in Ghazipur, Bahadur Ganj, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Ghazipur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0016441. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Bahadur Ganj, Ghazipur

Here are the key points that are associated with the IFSC Code SBIN0016441 of State Bank Of India for its branch located in Ghazipur, within the district of Bahadur Ganj in the state of Uttar Pradesh.

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Ghazipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0016441 for the Bahadur Ganj branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Bahadur Ganj, Ghazipur, Uttar Pradesh, is provided a unique IFSC like SBIN0016441 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in Ghazipur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Ghazipur and Bahadur Ganj.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Bahadur Ganj do not get misguided to another person.

Format of the IFSC Code SBIN0016441

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bahadur Ganj in Ghazipur.

For example, the IFSC Code SBIN0016441 of State Bank Of India for the Bahadur Ganj branch includes these elements, identifying the bank and the branch location in Ghazipur and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0016441 of State Bank Of India for its Bahadur Ganj branch located in Ghazipur, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Ghazipur and Bahadur Ganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Bahadur Ganj or Ghazipur to find the exact IFSC Code SBIN0016441.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Ghazipur will provide accurate information.

How to Use IFSC Code SBIN0016441 for Online Transfers?

Once you have the IFSC Code SBIN0016441 for the Bahadur Ganj branch of State Bank Of India in Ghazipur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0016441. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0016441.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Bahadur Ganj in Ghazipur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Bahadur Ganj, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ghazipur manage their online transfers and cheque clearances easily.