The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Bhikkanpur branch in Ghaziabad, Ghaziabad, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Ghaziabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0017555. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Bhikkanpur, Ghaziabad

Here are the main details that are associated with the IFSC Code SBIN0017555 of State Bank Of India for its branch located in Ghaziabad, within the district of Ghaziabad in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0017555
Branch Bhikkanpur
City Ghaziabad
District Ghaziabad
State Uttar Pradesh
Address C By O Sh Ajay Pal Singh,Vill And Post Bhikkanpur,Distt.Ghaziabad.Uttar Pradesh 201206

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Ghaziabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0017555 for the Bhikkanpur branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Bhikkanpur, Ghaziabad, Uttar Pradesh, is provided with a unique IFSC like SBIN0017555 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Ghaziabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ghaziabad and Ghaziabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Bhikkanpur do not get mixed with another location.

Format of the IFSC Code SBIN0017555

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bhikkanpur in Ghaziabad.

For example, the IFSC Code SBIN0017555 of State Bank Of India for the Bhikkanpur branch has these elements, identifying the bank and the branch location in Ghaziabad and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0017555 of State Bank Of India for its Bhikkanpur branch located in Ghaziabad, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Ghaziabad and Ghaziabad, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Bhikkanpur or Ghaziabad to get the exact IFSC Code SBIN0017555.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Ghaziabad, you'll get the correct details.

How to Use IFSC Code SBIN0017555 for Online Transfers?

Once you have the IFSC Code SBIN0017555 for the Bhikkanpur branch of State Bank Of India in Ghaziabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0017555. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0017555.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Bhikkanpur in Ghaziabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Bhikkanpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ghaziabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Bhikkanpur, Ghaziabad?

The IFSC Code is SBIN0017555.

Is the IFSC Code SBIN0017555 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Bhikkanpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Bhikkanpur branch?

The address of the branch is C By O Sh Ajay Pal Singh,Vill And Post Bhikkanpur,Distt.Ghaziabad.Uttar Pradesh 201206 located in Ghaziabad, Ghaziabad, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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