IFSC Code of State Bank Of India, Capc Ao Gaya, Gaya, Bihar — SBIN0080142

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Capc Ao Gaya branch in Gaya, Gaya, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Gaya or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code SBIN0080142. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Capc Ao Gaya, Gaya

Below in the table are the key details related to IFSC Code SBIN0080142 of State Bank Of India for its branch located in Gaya, within the district of Gaya in the state of Bihar.

These details help users in online banking and for businesses and individuals who use State Bank Of India in Gaya for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0080142 for the Capc Ao Gaya branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Capc Ao Gaya, Gaya, Bihar, is provided a unique IFSC like SBIN0080142 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in Gaya.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Gaya and Gaya.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Capc Ao Gaya do not get misguided to another person.

Format of the IFSC Code SBIN0080142

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Capc Ao Gaya in Gaya.

For example, the IFSC Code SBIN0080142 of State Bank Of India for the Capc Ao Gaya branch includes these elements, identifying the bank and the branch location in Gaya and Bihar correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0080142 of State Bank Of India for its Capc Ao Gaya branch located in Gaya, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Gaya and Gaya, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Capc Ao Gaya or Gaya to get the exact IFSC Code SBIN0080142.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Gaya that will provide accurate information.

How to Use IFSC Code SBIN0080142 for Online Transfers?

Once you have the IFSC Code SBIN0080142 for the Capc Ao Gaya branch of State Bank Of India in Gaya, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0080142. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0080142.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Capc Ao Gaya in Gaya, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Capc Ao Gaya, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gaya manage online transfers as well as cheque clearances with ease.