The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Rbo Viii Haldwani branch in Gauchar, Gauchar, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Gauchar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code SBIN0062301. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Rbo Viii Haldwani, Gauchar
Here are the key points that are associated with the IFSC Code SBIN0062301 of State Bank Of India for its branch located in Gauchar, within the district of Gauchar in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0062301 |
| Branch | Rbo Viii Haldwani |
| City | Gauchar |
| District | Gauchar |
| State | Uttarakhand |
| Address | Sbi, Ground Floor, Kusukkhera , Haldwani, Nainital, Uttarakhand 263139 |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Gauchar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0062301 for the Rbo Viii Haldwani branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Rbo Viii Haldwani, Gauchar, Uttarakhand, are allotted a unique IFSC like SBIN0062301 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gauchar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gauchar and Gauchar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Rbo Viii Haldwani reaches the right place, even though there are thousands of branches in Uttarakhand and across India.
Format of the IFSC Code SBIN0062301
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rbo Viii Haldwani in Gauchar.
For example, the IFSC Code SBIN0062301 of State Bank Of India for the Rbo Viii Haldwani branch includes these elements, identifying the bank and the branch location in Gauchar and Uttarakhand accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0062301 of State Bank Of India for its Rbo Viii Haldwani branch located in Gauchar, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Gauchar and Gauchar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Rbo Viii Haldwani or Gauchar to find the exact IFSC Code SBIN0062301.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Gauchar will provide accurate information.
How to Use IFSC Code SBIN0062301 for Online Transfers?
Once you have the IFSC Code SBIN0062301 for the Rbo Viii Haldwani branch of State Bank Of India in Gauchar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0062301. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0062301.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Rbo Viii Haldwani in Gauchar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Rbo Viii Haldwani, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Gauchar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0062301.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sbi, Ground Floor, Kusukkhera , Haldwani, Nainital, Uttarakhand 263139 located in Gauchar, Gauchar, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.