IFSC Code of State Bank Of India, Rbo Kotdwara, Kotdwara, Uttarakhand — SBIN0012254

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Rbo Kotdwara branch in Garhwal, Kotdwara, or Uttarakhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Garhwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code SBIN0012254. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Rbo Kotdwara, Garhwal

Below in the table are the key details related to IFSC Code SBIN0012254 of State Bank Of India for its branch located in Garhwal, within the district of Kotdwara in the state of Uttarakhand.

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Garhwal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012254 for the Rbo Kotdwara branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Rbo Kotdwara, Garhwal, Uttarakhand, are allotted a unique IFSC like SBIN0012254 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Garhwal.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Garhwal and Kotdwara.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Rbo Kotdwara reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code SBIN0012254

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rbo Kotdwara in Garhwal.

For example, the IFSC Code SBIN0012254 of State Bank Of India for the Rbo Kotdwara branch includes these elements, identifying the bank and the branch location in Garhwal and Uttarakhand accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0012254 of State Bank Of India for its Rbo Kotdwara branch located in Garhwal, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Garhwal and Kotdwara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Rbo Kotdwara or Garhwal to get the exact IFSC Code SBIN0012254.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Garhwal, then it will provide you proper information.

How to Use IFSC Code SBIN0012254 for Online Transfers?

If you have the IFSC Code SBIN0012254 for the Rbo Kotdwara branch of State Bank Of India in Garhwal, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0012254. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0012254.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Rbo Kotdwara in Garhwal, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Rbo Kotdwara, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Garhwal manage online transfers as well as cheque clearances with ease.