IFSC Code of State Bank Of India, Kaljikhal, Garhwal, Uttarakhand — SBIN0005483

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Kaljikhal branch in Garhwal, Garhwal, or Uttarakhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Garhwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code SBIN0005483. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kaljikhal, Garhwal

Here are some of the key details that come with the IFSC Code SBIN0005483 of State Bank Of India for its branch located in Garhwal, within the district of Garhwal in the state of Uttarakhand.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Garhwal for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0005483 for the Kaljikhal branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0005483 is given to every bank branch, including State Bank Of India located in Kaljikhal, Garhwal, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Garhwal.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Garhwal and Garhwal.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Kaljikhal doesn't end up at another location.

Format of the IFSC Code SBIN0005483

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kaljikhal in Garhwal.

For example, the IFSC Code SBIN0005483 of State Bank Of India for the Kaljikhal branch has these elements, identifying the bank and the branch location in Garhwal and Uttarakhand correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0005483 of State Bank Of India for its Kaljikhal branch located in Garhwal, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Garhwal and Garhwal, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Kaljikhal or Garhwal to get the exact IFSC Code SBIN0005483.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Garhwal, you'll get the correct details.

How to Use IFSC Code SBIN0005483 for Online Transfers?

Once you have the IFSC Code SBIN0005483 for the Kaljikhal branch of State Bank Of India in Garhwal, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0005483. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0005483.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Kaljikhal in Garhwal, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Kaljikhal, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Garhwal manage online transfers as well as cheque clearances with ease.