The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Dsh Ganganagar branch in Ganganagar, Ganganagar, Rajasthan, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Ganganagar or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code SBIN0062374. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Dsh Ganganagar, Ganganagar
Here are the main details that are associated with the IFSC Code SBIN0062374 of State Bank Of India for its branch located in Ganganagar, within the district of Ganganagar in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0062374 |
| Branch | Dsh Ganganagar |
| City | Ganganagar |
| District | Ganganagar |
| State | Rajasthan |
| Address | Dsh Ganganagar,Sri Ganganagar Public Park ,A 28 Public Park Sri Ganganagar,335001,Ganganagar |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Ganganagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0062374 for the Dsh Ganganagar branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Dsh Ganganagar, Ganganagar, Rajasthan, is provided with a unique IFSC like SBIN0062374 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Ganganagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Ganganagar and Ganganagar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Dsh Ganganagar do not get mixed with another location.
Format of the IFSC Code SBIN0062374
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dsh Ganganagar in Ganganagar.
For example, the IFSC Code SBIN0062374 of State Bank Of India for the Dsh Ganganagar branch includes these elements, identifying the bank and the branch location in Ganganagar and Rajasthan correctly.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0062374 of State Bank Of India for its Dsh Ganganagar branch located in Ganganagar, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Ganganagar and Ganganagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Dsh Ganganagar or Ganganagar to get the exact IFSC Code SBIN0062374.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Ganganagar, then it will provide you proper information.
How to Use IFSC Code SBIN0062374 for Online Transfers?
If you have the IFSC Code SBIN0062374 for the Dsh Ganganagar branch of State Bank Of India in Ganganagar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0062374. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0062374.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Dsh Ganganagar in Ganganagar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Dsh Ganganagar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ganganagar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0062374.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dsh Ganganagar,Sri Ganganagar Public Park ,A 28 Public Park Sri Ganganagar,335001,Ganganagar located in Ganganagar, Ganganagar, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.