Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Mandi Samiti, Sirsaganj branch in Firozabad, Sirsaganj, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Firozabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0014362. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Mandi Samiti, Sirsaganj, Firozabad

The table below shows the main details of the IFSC Code SBIN0014362 for the State Bank Of India branch in Firozabad, which falls under the Sirsaganj district in Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0014362
Branch Mandi Samiti, Sirsaganj
City Firozabad
District Sirsaganj
State Uttar Pradesh
Address Krishi Utpadan,Mandi Samiti,Sirsaganj,Distfirozabad205151

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Firozabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0014362 for the Mandi Samiti, Sirsaganj branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Mandi Samiti, Sirsaganj, Firozabad, Uttar Pradesh, are given a unique IFSC like SBIN0014362 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Firozabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Firozabad and Sirsaganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Mandi Samiti, Sirsaganj goes to the correct branch. This is important because State Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0014362

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mandi Samiti, Sirsaganj in Firozabad.

For example, the IFSC Code SBIN0014362 of State Bank Of India for the Mandi Samiti, Sirsaganj branch includes these elements, identifying the bank and the branch location in Firozabad and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0014362 of State Bank Of India for its Mandi Samiti, Sirsaganj branch located in Firozabad, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Firozabad and Sirsaganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Mandi Samiti, Sirsaganj or Firozabad to get the exact IFSC Code SBIN0014362.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Firozabad that will provide accurate information.

How to Use IFSC Code SBIN0014362 for Online Transfers?

Once you have the IFSC Code SBIN0014362 for the Mandi Samiti, Sirsaganj branch of State Bank Of India in Firozabad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0014362. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0014362.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Mandi Samiti, Sirsaganj in Firozabad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Mandi Samiti, Sirsaganj, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Firozabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Mandi Samiti, Sirsaganj Firozabad?

The IFSC Code of the Mandi Samiti, Sirsaganj Firozabad branch is SBIN0014362.

Is IFSC Code SBIN0014362 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Mandi Samiti, Sirsaganj branch?

The branch is located at Krishi Utpadan,Mandi Samiti,Sirsaganj,Distfirozabad205151.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.