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IFSC Code of State Bank Of India, Lalanwali, Fazilka, Punjab — SBIN0051275

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Lalanwali branch in Ferozpur, Fazilka, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Ferozpur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code SBIN0051275. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Lalanwali, Ferozpur

Here are some of the key details that come with the IFSC Code SBIN0051275 of State Bank Of India for its branch located in Ferozpur, within the district of Fazilka in the state of Punjab.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0051275
Branch Lalanwali
City Ferozpur
District Fazilka
State Punjab
Address Vill Lalanwali P O Tehsil Distt Fazilka Punjabpin 152123

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Ferozpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0051275 for the Lalanwali branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Lalanwali, Ferozpur, Punjab, are allotted a unique IFSC like SBIN0051275 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ferozpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Ferozpur and Fazilka.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Lalanwali reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code SBIN0051275

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Lalanwali in Ferozpur.

For example, the IFSC Code SBIN0051275 of State Bank Of India for the Lalanwali branch includes these elements, identifying the bank and the branch location in Ferozpur and Punjab accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0051275 of State Bank Of India for its Lalanwali branch located in Ferozpur, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Ferozpur and Fazilka, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Lalanwali or Ferozpur to get the exact IFSC Code SBIN0051275.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Ferozpur, then it will provide you proper information.

How to Use IFSC Code SBIN0051275 for Online Transfers?

If you have the IFSC Code SBIN0051275 for the Lalanwali branch of State Bank Of India in Ferozpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0051275. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0051275.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Lalanwali in Ferozpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Lalanwali, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ferozpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Lalanwali Ferozpur?

The IFSC Code of the Lalanwali Ferozpur branch is SBIN0051275.

Is IFSC Code SBIN0051275 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Lalanwali branch?

The branch is located at Vill Lalanwali P O Tehsil Distt Fazilka Punjabpin 152123.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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