Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Khuian Sarwar branch in Ferozepur, Khuian Sarwar, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Ferozepur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code SBIN0011900. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Khuian Sarwar, Ferozepur

The table below shows the main details of the IFSC Code SBIN0011900 for the State Bank Of India branch in Ferozepur, which falls under the Khuian Sarwar district in Punjab.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0011900
Branch Khuian Sarwar
City Ferozepur
District Khuian Sarwar
State Punjab
Address Khuian Sarwar,Main Abohar Ganganagar Road,Distferozepur152116

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Ferozepur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0011900 for the Khuian Sarwar branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Khuian Sarwar, Ferozepur, Punjab, is provided with a unique IFSC like SBIN0011900 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Ferozepur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ferozepur and Khuian Sarwar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Khuian Sarwar do not get mixed with another location.

Format of the IFSC Code SBIN0011900

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khuian Sarwar in Ferozepur.

For example, the IFSC Code SBIN0011900 of State Bank Of India for the Khuian Sarwar branch includes these elements, identifying the bank and the branch location in Ferozepur and Punjab accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0011900 of State Bank Of India for its Khuian Sarwar branch located in Ferozepur, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Ferozepur and Khuian Sarwar, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Khuian Sarwar or Ferozepur to get the exact IFSC Code SBIN0011900.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Ferozepur, you'll get the correct details.

How to Use IFSC Code SBIN0011900 for Online Transfers?

If you have the IFSC Code SBIN0011900 for the Khuian Sarwar branch of State Bank Of India in Ferozepur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0011900. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0011900.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Khuian Sarwar in Ferozepur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Khuian Sarwar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ferozepur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Khuian Sarwar, Ferozepur?

The IFSC Code is SBIN0011900.

Is the IFSC Code SBIN0011900 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Khuian Sarwar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khuian Sarwar branch?

The address of the branch is Khuian Sarwar,Main Abohar Ganganagar Road,Distferozepur152116 located in Ferozepur, Khuian Sarwar, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.