Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Bakevar Bujrg branch in Fatehpur, Bakevar Bujrg, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Fatehpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0012864. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Bakevar Bujrg, Fatehpur

The table below shows the main details of the IFSC Code SBIN0012864 for the State Bank Of India branch in Fatehpur, which falls under the Bakevar Bujrg district in Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0012864
Branch Bakevar Bujrg
City Fatehpur
District Bakevar Bujrg
State Uttar Pradesh
Address Village And Post Bakevar Bujurg,Distfatehpur212657

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Fatehpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0012864 for the Bakevar Bujrg branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0012864 is given to every bank branch, including State Bank Of India located in Bakevar Bujrg, Fatehpur, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Fatehpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Fatehpur and Bakevar Bujrg.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Bakevar Bujrg doesn't end up at another location.

Format of the IFSC Code SBIN0012864

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bakevar Bujrg in Fatehpur.

For example, the IFSC Code SBIN0012864 of State Bank Of India for the Bakevar Bujrg branch includes these elements, identifying the bank and the branch location in Fatehpur and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0012864 of State Bank Of India for its Bakevar Bujrg branch located in Fatehpur, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Fatehpur and Bakevar Bujrg, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Bakevar Bujrg or Fatehpur to get the exact IFSC Code SBIN0012864.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Fatehpur that will provide accurate information.

How to Use IFSC Code SBIN0012864 for Online Transfers?

Once you have the IFSC Code SBIN0012864 for the Bakevar Bujrg branch of State Bank Of India in Fatehpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0012864. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0012864.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Bakevar Bujrg in Fatehpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Bakevar Bujrg, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Fatehpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Bakevar Bujrg Fatehpur?

The IFSC Code of the Bakevar Bujrg Fatehpur branch is SBIN0012864.

Is IFSC Code SBIN0012864 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Bakevar Bujrg branch?

The branch is located at Village And Post Bakevar Bujurg,Distfatehpur212657.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.